Our Five Crucial Tips To Choosing the Right Insurance For Your Family With the price of gas, utilities, food and other essential bills skyrocketing, many families are seeking to find the best ways to save money. One of the most common areas that many families address is the cost of their insurance plans. To keep these monthly expenses down, the family can take advantage of these 5 critical tips when selecting insurance for the family. Read Consumer Reviews Some people may not be familiar with the importance of consumer reviews. Though they may play a significant role in assisting a consumer with making a final decision, they can easily be overlooked during the decision making process. Consumer reviews are idea for many different reasons. Therefore, they can be used to make all kinds of decisions including what is the best insurance coverage. In fact, top companies like Eisenhauer Insurance Inc. will display what their customers are saying about their … [Read more...]
Top 6 Crafting Apps
Top 6 Crafting Apps If you enjoy making your own crafts, you are likely on the lookout for new crafting tools and resources. You may also be looking for more ways to connect with crafters for inspiration and ideas. While smartphone and iPhone apps may not initially be on your radar as a crafter, there are many apps designed specifically for crafters. Some of these apps help you while you are out and about shopping, others are more focused on instruction, and some are all about photos of completed projects. Here are some of the top crafting apps: Pinterest Pinterest is a popular social media platform that now has an app that allows you to do more than pin and collect the craft projects you enjoy. This app allows you to organize and plan your upcoming projects—inspired by the pins you see and share. As always, Pinterest is a great resource for finding other arts and crafts websites. Since Pinterest is a social media platform, you can follow your favorite artists and craft … [Read more...]
Finding Great Online Apparel Discounts
Finding Great Online Apparel Discounts Whether you like to shop for clothes to keep up with the latest styles and trends, or you only shop when the need arises, clothes shopping can be difficult if you need to spend as little money as possible without giving up quality or style. If you need a new dress for a holiday party, or an elegant clutch to go with an outfit you already have, but you can’t afford to spend a lot of money, finding an online discount can help you get what you’re looking for without having to spend much money. Seventy-one percent of online shoppers think that shopping on the Internet will help them find a better deal than they could get in the store, according to Mashable.com. If you aren’t in this large percentage of online shoppers who are aware of the great deals to be had online, it’s time that you learn more about online shopping and how to save big by using online coupons. Shopping for Clothing Online For many people, it is a big drawback that shopping for … [Read more...]
What Laundry Appliance Should You Buy?
What Laundry Appliance Should You Buy? How much time do you spend on your laundry? Do you ever wonder whether having a washer dryer would be more cost effective than a separate washing machine and tumble dryer? Or do you ponder on the thought of casting off your washer dryer for the more standard washing and drying method of having separates? Or maybe you haven’t yet experienced the luxury of a dryer at all and are weighing up all the various options? The space you have available and the amount of washing you do will make a big difference to your washing options. Having a medium to large family will result in lots of washing, possibly on a daily basis. Considering this, you may choose to have a separate washing machine and tumble dryer as this gives you the option of washing and drying clothes at the same time, therefore, if you need to wash more than one load you can be washing and drying at the same time. However, if you only have a couple of loads of washing to do each week, or if … [Read more...]
Buy and Sell Without Leaving Your Home!
Buy and Sell Without Leaving Your Home! It probably comes as no surprise that online buying and selling is at an all time high. With internet being so accessible it is easier to shop for everything you need or want with out leaving the comfort of your own home. Recently I was introduced to a new site where I can easily shop for Jobs, Vehicles, Houses and more in my area! Localmart makes buying and selling easy with their free classifieds USA. The first thing I noticed with Localmart was how easy it was to navigate. The homepage contains categories that broke down by the items you might be shopping for like Jewelry, Tools or Home Decor. You can also search for items that are sold in your area to help make your life easier. Another feature that I really love about Localmart is the option to find not only items I want to purchase but also jobs, services and community ads. In my opinion those features are what sets Localmart apart from other buying and selling sites. With … [Read more...]
Why Less is More When it Comes to Your Perfect Wardrobe
Why Less is More When it Comes to Your Perfect Wardrobe A woman's image is often portrayed through her clothing. Many people want to be up to date with the latest trends and fashions, while others prefer to define their own individual style that sets them apart from the ‘trendy’ crowd. Whatever approach you take, everyone needs a few classics in their wardrobe and some great accessories to complement them. If you get this right, a half empty wardrobe can contain everything you need for a great outfit every day. Shoes Picture the scene. It's the end of a long day at work and your colleagues are going out for a drink. The shoes you're wearing could make or break your decision as to whether you join them. If you've gone for sensible, comfortable work shoes, you might not feel glamorous enough to head out to a swanky wine bar, but in killer heels you're probably just dying to take them off. That's why it's important to invest in a versatile yet comfortable … [Read more...]
The “To do list” in starting your own Seasonal Business
The "To do list" in starting your own Seasonal Business Every year we have a holiday each month and with it comes tradition, fun, and laughter. When opening a seasonal shop, make sure you have one thing in the shop that works for each holiday, ‘Magical Love’. As long as each holiday is magical and full of love, your shop will do nicely. The smells will bring the memories out for people and the multi-colored arrangements will trigger their childhood memories. As long as they can see their past, they will want to continue it for themselves and their children, or even their grandchildren. Halloween is just around the corner and with it comes many fun evenings of bobbing for apples, and eating candy corn, or making popcorn balls. The end of the harvest season spurs on the fun of this holiday, and many pumpkins will rise to the occasion with new and inspiring faces on their surface. Find at least five things that you can use for each holiday and it will spur on success for … [Read more...]
Ways to Make Your Home More Cozy for Winter
Ways to Make Your Home More Cozy for Winter Now that September is here, it is time to get your home ready for the colder months ahead. There’s already a faint chill in the air, and this is only going to get more pronounced as the daylight hours fade away before Christmas time; that’s why now is the perfect time to do those jobs that come around each year. I’ve delegated bits and pieces to various family members, so we all have responsibilities and chores to do in the next couple of weeks. It can be a struggle to accept that the summer is finally on its way out, but by being organised you can be a little smug about how cosy your home is when your friends exclaim how cold it was when they got out of bed on that first proper autumnal day! Here are my tips for what to do next... Fix any window and door leaks A job for the DIY fanatic in your family; fixing the leaks in the window frames and doors can be essential for keeping the heat in and the cold out. When … [Read more...]
How to Beautify Your Home Frugally
How to Beautify Your Home Frugally These are the times when knowing how to be frugal is really valuable. People who know how to be organized and save are lucky, because they get to do many things in their lives for a lower price than others who always wonder how money slips through their fingers. One of the things that’s really fun to do on a budget is – home decoration. You’d be surprised how much you can change and freshen up your home with very little. You just need to be organized, patient, creative and hard-working (and maybe a bit lucky at finding deals, sales and thrift shops!) Image Source 3 Ideas to Get You Started Let’s go over 3 simple tricks that will transform your home for the better. The biggest investment here will be for furniture (beds, recliner chairs, sofas), if you really need it, but there are ways to get around buying furniture and still have a “new” living room, for example. 1) Smart shopping - If you see that your furniture is old and ready for a … [Read more...]
Home Crafting Ideas
Home Crafting Ideas When you start thinking about decorating your home or making any repairs that you’ve been putting off for months, you start to wonder just how much it’s likely to cost. We’re all feeling the pinch since the economic downturn made us tighten our belts but some things we just have to spend the money on – our homes included. Some renovations are particularly expensive, mainly because you have to get professionals in, such as having your chimney repainted or having gas fitted, while other tasks can be relatively inexpensive or done yourselves. A lot of the very best ideas come from the kind of crafts you can do by investing in a few materials and turning them into something really cool, like custom fabric window treatments that let you show your creative flair and passion for interior design. Creating your own photo frames could be something the whole family can get involved in. One person could cut the wood to the right size for the frame, using … [Read more...]
Style Definition: Make It, Wear It, Embrace It
Style Definition: Make It, Wear It, Embrace It Fashion and confidence are closely linked areas that affect each other a great deal. Fashion is often used as a way of highlighting confidence, bravery which allows the experimentation with clothes, accessories and trends and masks personal inhibitions. Most people that are passionate about fashion are confident enough to make themselves stand out with the clothes that they wear and the overall look they favour. Fashion is a reflection of someone’s personality, whether they are edgy, dainty, feminine or relaxed. It is the perfect way to describe people as the person that they are. Personal interpretation is never more prominent then it is within fashion. They styles that are worn and the trends that are followed are the choice of the person wearing them and they have to be the most suitable choices to showcase self-expression. The idea of personality and interpretation can be taken much further than simply … [Read more...]
Online Shopping Just Got Cheaper: The Benefits Of Coupons
Online Shopping Just Got Cheaper: The Benefits Of Coupons Coupons aren't just for crazy people anymore. When you shop online, odds are that you can save money if you're willing to take just a few extra minutes to find a coupon code. Coupon codes are sort of like traditional coupons - online merchants use a series of numbers and letters that you type into a redemption box before you checkout. The site then applies the coupon before charging your card. Here's how to make the most of these wonderful little bytes. Rewards Programs Rewards programs give you cash back or free merchandise for being a loyal customer. However, one of the oldest rewards programs is often forgotten in the new-age era of Internet shopping: the lowly credit card. Remember credit cards? Some of them offer cash back rewards. Guess what? The cash back option works with online purchases. Some banks have even capitalized on this by issuing debit cards that give you upwards of 25 percent … [Read more...]
Why a clean Pillow is essential to our lives!
Why a clean Pillow is essential to our lives The ugly truth of other pillows... What happens in your pillow, unfortunately, stays in your pillow. There are literally thousands of dust mites living, breeding and defecating in your pillow every day. Not to mention all the other junk you will read about in this article. According to the Asthma and Allergy Foundation: "Dust mites may be the most common cause of year-round allergy and asthma. About 20 million Americans have dust mite allergy... Having dust mites doesn't mean that your house isn't clean. In most areas of the world, these creatures are in every house, no matter how immaculate. But it is true that keeping your home as free of dust as possible can lessen dust mite allergy." http://www.aafa.org/display.cfm?id=9&sub=18&cont=228. You need temperatures of at least 130 degrees to kill dust mites. These little critters contribute to asthma and allergy attacks for the sixty million who suffer from this in the … [Read more...]
Strolling Along Without Spending Tons of Money
Strolling Along Without Spending Tons of Money As a mom of soon to be two little ones under the age of two, strollers have been and will continue to be a must in this household. Strollers make it possible for families to enjoy going on walks, visiting parks, traveling and walking the mall. You want them to be versatile, light-weight, easy to get in and out of the car and, of course, not cost you an arm and a leg. Here are some tips to save money on jogging strollers and other kids’ needs without spending a fortune: 1. Buy items only on sale - Babies grow quickly—very quickly. They grow out of clothes within a matter of months (or weeks!) and only use expensive items like car seats, strollers and cribs for a few years max. As much as you may want the latest, greatest and most adaptable jogging stroller for your little one, it’s probably not a necessity. There are plenty of new items being released each year, which … [Read more...]
5 Biggest Potential Expenses of Raising Kids
5 Biggest Potential Expenses of Raising Kids If you’re about to become a parent, you’re probably anticipating the joy a child can bring. You may have also thought about your discipline style and how you will deal with issues that may arise. However, there’s another aspect of parenting that is rarely discussed – the financial aspect. Consider the five biggest potential expenses of being a parent so you can prepare for them to the best of your ability. Education From the time your child starts day care until high school graduation, the costs never stop. Lunchboxes, school fees for field trips, back-to-school clothes, pens, pencils, crayons, flash drives, notebooks and more are required and they don’t come free. Assuming your child will attend a public school, tuition is free. However, if your child will be better educated elsewhere, add to the budget the price of tuition. This continues until high school graduation when he or she makes a critical decision: to enter the … [Read more...]