Strolling Along Without Spending Tons of Money

  Strolling Along Without Spending Tons of Money   As a mom of soon to be two little ones under the age of two, strollers have been and will continue to be a must in this household.   Strollers make it possible for families to enjoy going on walks, visiting parks, traveling and walking the mall. You want them to be versatile, light-weight, easy to get in and out of the car and, of course, not cost you an arm and a leg.   Here are some tips to save money on jogging strollers and other kids’ needs without spending a fortune:     1. Buy items only on sale - Babies grow quickly—very quickly. They grow out of clothes within a matter of months (or weeks!) and only use expensive items like car seats, strollers and cribs for a few years max. As much as you may want the latest, greatest and most adaptable jogging stroller for your little one, it’s probably not a necessity. There are plenty of new items being released each year, which … [Read more...]

5 Biggest Potential Expenses of Raising Kids

5 Biggest Potential Expenses of Raising Kids

5 Biggest Potential Expenses of Raising Kids If you’re about to become a parent, you’re probably anticipating the joy a child can bring. You may have also thought about your discipline style and how you will deal with issues that may arise. However, there’s another aspect of parenting that is rarely discussed – the financial aspect. Consider the five biggest potential expenses of being a parent so you can prepare for them to the best of your ability.   Education From the time your child starts day care until high school graduation, the costs never stop. Lunchboxes, school fees for field trips, back-to-school clothes, pens, pencils, crayons, flash drives, notebooks and more are required and they don’t come free. Assuming your child will attend a public school, tuition is free. However, if your child will be better educated elsewhere, add to the budget the price of tuition. This continues until high school graduation when he or she makes a critical decision: to enter the … [Read more...]

Tips for Cutting Entertainment Costs

Tips for Cutting Entertainment Costs Examining your spending habits isn't necessarily an easy task. As with most difficult issues, the first step is usually the hardest – and in this case, the first step is coming up with a budget. That means, you have to closely review all your expenditures, and that includes your seemingly small daily spending habits. Don't be fooled into thinking that will be easy. Often times, cutting back on those items is harder than finding ways to cut costs on the more expensive bills and items. But a few tips will put you on the path to saving money and cutting out those unnecessary small items. Less is More Small day-to-day expenses quickly add up. Things like a daily coffee, going out to eat and entertainment might not mean much to you now, but at the end of the year, those expenses could add up to thousands of dollars. Consider the following American consumer statistics from the website MentalFloss.com: $500 million: Average amount spent each … [Read more...]

Maximize Your Gains With Sale Coupon/Discount Offers

Maximize Your Gains With Sale Coupon/Discount Offers Due to rise in living costs, it has now become difficult to make ends to everything. For the past couple of years, the inflation is rising too high and it had worsen the economic condition of the nation as well as the whole globe and due to that the there is no hike in the salaries from the past couple of years. There have been solutions to every problem and similarly coupons bring such opportunities to stretch your bucks a bit. You can easily combine the benefits of discounted price and the coupons to fit quite many things in your monthly shopping budget. How coupons or discount prices help? Of course stores are available online as well as outdoors but you need to smart enough to find those stores and without going through anything else you must encounter which stores are offering products on sale or coupons to get the things on minimal price. There are many stores which publish special offers on clothes, food, groceries and … [Read more...]

Making a Budget that Works!

  It may seem like a logical thing to do, but you will be surprised at how few families actually make a budget and stick to it. Bad budgeting can mean that all the savings you work so hard to achieve can be blown out of the water with a couple of impulsive purchases. So, how can you make a realistic budget that you are able to stick to? First, determine your budgeting goals. Are you saving up for a family vacation, putting money aside for retirement, or just trying to balance the books? Living frugally is much easier to accept when you have an aim in mind. Give yourself both long-term and short-term targets for the amount of money you want to save. For extra motivation, write down your weekly and monthly targets and display them around the house, along with an indication of how close you are to reaching them. Next, you need to analyze your current spending. You can’t create a realistic budget until you understand where your money goes. For a month or two, record all your … [Read more...]

Getting your Finances Back on Track

Many people have gone through a period of adjustment as their wages continually buy less and less at the supermarket and the running costs of a home and car seem to rise like a well-baked loaf. There are some changes that we can all make which will benefit us immensely. These changes are not drastic, but they are simply removing a luxury or two that we have taken for granted, but barely missed by most people. Reducing Fuel Bills The rising cost of fuel is something we all complain about but many of us are reluctant to change the way we use it. If you are guilty of taken the car to the shop that you can walk to and back in ten minutes you are not alone. These little trips may not seem like much, but it is more about the change in mind set that is important. If you cook food for the family, it is a good idea to make sure everyone eats the same thing, or at least make sure the oven or hob are used at the same time. This used to be the way things were done in the past, which is why … [Read more...]

Coupons For Free – Save a Big Dollars while Online Shopping!

There is no big secret that in most cases it’s less expensive to buy everything online. Without the need to maintain conventional shop, online business can offer a huge discounts on products and many more also even when you take shipping into consideration. There are also usually more choices at an online store and you can compare products before you purchase. But the most of people don’t understand that beside the discount prices, there are coupon codes available for big discount deals or benefits for saving big dollars. These Coupon Codes or deals are the version of coupons that you would use in a store, the main difference being that online coupons usually offer huge discounts. Fresh Coupon Codes offer many percent off, dollar off and many more discount offers. If you shop at the proper time to hit on the right coupon you can get your purchase for a portion of the discount cost, which usually means it's a real grab. If you do mostly online shopping for apparel and household items, … [Read more...]

It is easy to save your budget using free coupons

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It is easy to save your budget using free coupons There are many questions which arise in the mind before purchasing anything that is it possible to save money, which are the cheap goods available which can be helpful in saving the budget. Yes it is possible with online coupon codes that offer consumers a chance to save money on their online purchases, just as promo codes which helps in saving money. Most shoppers who've never used an online coupon are missing the chance because they don't know how to find online coupon codes. There are many ways to understand how you can save your budget using online coupon codes. They are mentioned below:  How can you understand about coupon codes: - It is very easy to use the coupon codes. You can enter /click on the “coupon code” or “promotional code” box on an online order form for the online retailers. Coupons have specific offers attached to it such as free shipping, sale up to 25% off at the time of purchase, etc. Once the buyer enters the … [Read more...]

Six home money saving tips

handwritten grocery list

Six home money saving tips http://jalonburton.blogspot.ca/2012/01/organize-your-grocery-list.html“Times is hard, times is tough,” Grammy-winning Loudon Wainwright III wrote in 2009. And in tough times like these, many homeowners are looking for ways to save money. Here are six home money saving techniques that will help keep your checkbook out of the red. 1. Install a programmable thermostat Heating and cooling can be a major expense for homeowners, but equipping your house with a programmable thermostat is a great way to cut costs. These devices can be set to turn off the heat or air when you aren’t home. By turning your heating and cooling system off for several hours a day, you can save between 10 and 20 percent on your bill. Programmable thermostats are sold at most home improvement stores, and range between $50 and $200. 2. Eat smart and stick to the list It seems like a simple tip, but grocery stores are designed to lure you into spending more. Always make a list of what … [Read more...]

How to Save on Your Monthly Bills Using Promotions

Nowadays, there are three essential bills that almost every household are paying for each month. These bills are the telephone, the television and the internet subscriptions. Though essential, these three monthly bills can still make you cash your money out with a heavy heart. However, this is not necessarily the case as advancements in technology has unified the signals used with the telephone, the telephone and the internet in the same digital format. Because of this, the three services can be bundled in a single affordable bill. This is called the Triple Play. With Triple Play, you can enjoy high speed internet, premium TV and unlimited calls from a single fiber optic line straight to your home. Thus, you will be getting better overall services because of fiber optics' unlimited potential, and don't forget that you will be getting all of it for less. And aside from this, your potential savings also gets a boost as you will only need one online promotion in order to get great … [Read more...]

Money Saving Tips For The Frugal Obsessed

Money Saving Tips For The Frugal Obsessed There are plenty of money saving tips floating around the internet; the obvious ones of course such as “walk to work”, “shop around for groceries” etc... are all pretty basic. But if you are a really dedicated frugal enthusiast these are the tips for you – 5 seriously miserly ways to save money! Don’t Buy Presents Christmas, birthdays and special occasions are expensive and doubly so if you are the type of person that feels you have to buy presents for cousins, nephews, aunties and the rest. Why not consider trimming your presents list to just your close family? If you have a distant cousin who still buys presents for you, make a pact with them and agree not to any more. Dryer Fluff All that fluff or ‘lint’ that collects in the dryer is usually just thrown away, but if you can think of a way to use it then why not do so? Save up enough and you can use it to make cushions. It is also great for making bedding for your pets. It can be … [Read more...]

Family Tips on Saving Money at Home

Family Tips on Saving Money at Home The homes we live in can be a huge drain on our budgets. If you own your home, there are always repairs and maintenance tasks to take care of every season. If you rent, just writing that rent check every month can be difficult. So how do you upgrade your home and life without taking on a second (or third) job? It’s not hard if you get creative, do your research, and make smart decisions. Here are a few ways you can save money on your living space. Decorating – A little paint goes a long way. You can give any room or space an instant makeover with a quick coat of paint. Many paint stores will have cans of paint that were returned because they were the wrong shade. If you don’t mind the limited choices, you can steal for as little as $5 a can. Scour the internet for creative design and decorating ideas. A coat of spray paint can make an old piece of furniture look new. Landscaping - Even if you have a brown thumb, you can improve your curb … [Read more...]

How to Save Money from the Sake of Beauty

Since ancient times, beauty or aesthetics has always been held of high regard among any society. Beauty has power to sway, to attract, to seduce and, on some extreme cases, wage wars. And what does beauty has that makes it more powerful? Is the concept of beauty the same across cultures or is it subjective? The answer is beyond me and I would like to leave it to philosophers and psychologists. I am after a more practical reason. Since everybody wants beauty, much scientific and technological advancement on beauty products have been made. Together with this is the capitalist's urge to make money. Beauty products cost a lot of money and advertisers would like to have you believe that it is the case. I would like to tell you that it is not necessarily the case——not a lot of money at least. So to help you save money or find the affordable way of getting beautiful, I would like to share some tips. Stay Healthy Some psychologists would say that attraction to beauty is nature's way of … [Read more...]

Money-saving cleaning tips – Guest Post!

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Money-saving cleaning tips – guest post from FlooringSupplies.co.uk For most of us, cleaning our homes is hardly something we look forward to - we try and put it off, but we know it has to be done at some point. Manufacturers of cleaning products know this - that's why supermarkets have aisle after aisle of "The ultimate floor cleaner", "Whizz bleach" and "Shiney Glass!" in various shapes, styles and colours. Only problem is, these cleaning products are incredibly expensive - and few families can afford $10 on a bottle of the ultimate cleaner... With that in mind, here's five ways you can clean your home on a budget. 1 - Baking soda for the win Baking soda is a great product for cleaning your home. Used correctly it removes grease from your stove, tiled flooring, your sinks and even your carpet. Get your tiled floors sparkling by mixing half a cup of baking soda in a bucket of warm water, then mop and rinse. Clean your stove by applying some baking soda to a damp sponge and … [Read more...]

How to Save on Prescription Medications – Guest Post!

How to Save on Prescription Medications Prescription medications can be a serious problem to those who need them. With prices constantly on the rise, paying for a prescription has become increasingly difficult over the years. Luckily, there are ways to save on prescription drugs, allowing you to get what you need to stay healthy while not breaking the bank. Ask your Doctor for Help  One of the simplest but most important steps you can take in trying to save money on prescriptions is to talk to your doctor. There are several options available to patients who suffer from financial hardship. Your doctor might be able to give you some free medication samples to help you in the short-term, or she might be able to change your prescription to something more affordable that will yield similar results. Go for Generic Brands  Just like any other product in America, prescription medications are often divided into two groups: brand name items and generic items. … [Read more...]